Commercial Fleet Repair & Working Capital Financing
Get $20,000 to $1.5M in unsecured working capital in 24 hours. Cover major engine overhauls, bridge Net-60 fleet invoices, and keep your bays moving.
🔒 256-Bit Encrypted | ⚡ Direct Funding | 🏢 Institutional Capital
B2B FINANCING
Why Choose Finance My Gap?
Don't drain your operating capital on unexpected, massive breakdowns. Finance the repair and keep your business moving.
We know downtime costs you thousands of dollars a day. Get approved quickly without hard credit pulls impacting your score.
Use the funds however your business needs them most—pay your mechanic, clear Net-60 freight gaps, or cover operational overhead.
Frequently asked questions.
Contact usDo you pay the repair shop directly, or do you send me the money?
The working capital is wired directly into your business bank account. This gives you the absolute control to pay your repair facility, negotiate cash discounts for parts, or use any remaining funds for other operational expenses.
Is there a hard credit pull to check my eligibility?
No. You can get approved for commercial repair financing in minutes with zero hard credit pull, meaning checking your options will not impact your personal credit score.
What types of repairs and services do you cover?
We cover all major soft-cost fleet maintenance. This includes complete engine overhauls, transmission replacements, collision and bodywork, commercial insurance deductibles (up to $10,000), and even routine tire replacements.
Can I use this for my personal vehicle?
No. FinanceMyGap is strictly a commercial financing product for B2B purposes only. We effectuate & finance business needs, heavy-duty trucks, commercial fleets, and industrial equipment.
Is this an equipment lease?
No. Our primary repair and working capital programs are unsecured term loans based on your business cash flow. We do not place liens on the trucks being repaired.
What We Cover
⚙️Engine Overhauls & Rebuilds
Complete in-frame or out-of-frame overhauls and other service/repairs.
🔀Transmission Replacements
Failed units, clutch assemblies, differentials, and other service/repairs.
🔨Collision Repair & Body Work
Hoods, fenders, paint, frame straightening, and other service/repairs.
🛡️Insurance Deductibles
Immediate funding to bridge major claims gaps and other service/repairs.
🛞Tires & Routine Fleet Maintenance
PM services, brakes, DOT inspections, tires, and other service/repairs.
